.page-disclaimer {
  --doc-line: rgba(143, 163, 184, 0.22);
  --doc-line-soft: rgba(143, 163, 184, 0.12);
  --doc-body-text: rgba(244, 241, 234, 0.86);
  --doc-gutter: clamp(18px, 4.5vw, 56px);
  color: var(--text);
  padding-bottom: clamp(56px, 9vw, 110px);
  background:
    radial-gradient(880px 460px at 12% -8%, rgba(42, 30, 74, 0.55), transparent 70%),
    radial-gradient(720px 420px at 92% 4%, rgba(14, 47, 58, 0.6), transparent 72%);
  overflow-x: hidden;
}

/* ---------- 首屏框景 ---------- */
.page-disclaimer .doc-hero {
  max-width: var(--shell-max);
  margin: 0 auto;
  padding: clamp(18px, 3vw, 32px) var(--doc-gutter) 0;
}

.page-disclaimer .doc-hero .breadcrumbs {
  margin-bottom: clamp(14px, 2.4vw, 22px);
}

.page-disclaimer .doc-hero__frame {
  position: relative;
  overflow: hidden;
  padding: clamp(22px, 4vw, 46px);
  border: 1px solid var(--doc-line);
  border-radius: var(--radius-lg);
  background:
    linear-gradient(158deg, rgba(11, 27, 43, 0.94), rgba(14, 47, 58, 0.6) 62%, rgba(42, 30, 74, 0.5));
}

.page-disclaimer .doc-hero__frame::before {
  content: "";
  position: absolute;
  inset: 0 0 auto 0;
  height: 12px;
  background: repeating-linear-gradient(90deg, rgba(143, 163, 184, 0.5) 0 1px, transparent 1px 16px);
  opacity: 0.55;
  pointer-events: none;
}

.page-disclaimer .doc-hero__frame::after {
  content: "";
  position: absolute;
  top: -70px;
  right: -60px;
  width: 220px;
  height: 220px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 107, 74, 0.26), transparent 70%);
  pointer-events: none;
}

.page-disclaimer .display {
  margin: 10px 0 0;
  font-family: var(--font-display);
  font-size: clamp(2.3rem, 8.4vw, 4.1rem);
  line-height: 1.04;
  letter-spacing: -0.02em;
  color: var(--mist);
}

.page-disclaimer .lead {
  max-width: 62ch;
  margin: clamp(14px, 2.2vw, 20px) 0 0;
  font-size: clamp(0.98rem, 0.94rem + 0.4vw, 1.1rem);
  line-height: 1.85;
  color: var(--doc-body-text);
}

.page-disclaimer .doc-hero__chips {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: clamp(16px, 2.6vw, 24px) 0 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .doc-figure {
  margin: clamp(22px, 3.6vw, 34px) 0 0;
}

.page-disclaimer .doc-figure .media {
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--doc-line-soft);
  background: linear-gradient(140deg, rgba(14, 47, 58, 0.8), rgba(42, 30, 74, 0.65));
}

.page-disclaimer .doc-figure img {
  display: block;
  width: 100%;
  max-width: 100%;
  height: auto;
  object-fit: cover;
}

/* ---------- 双栏文档骨架 ---------- */
.page-disclaimer .doc-layout {
  max-width: var(--shell-max);
  margin: 0 auto;
  padding: clamp(26px, 4.5vw, 52px) var(--doc-gutter) 0;
  display: grid;
  gap: clamp(24px, 4vw, 46px);
}

/* ---------- 左侧条款索引 ---------- */
.page-disclaimer .doc-rail {
  border: 1px solid var(--doc-line-soft);
  border-radius: var(--radius-md);
  padding: 16px;
  background: rgba(11, 27, 43, 0.55);
}

.page-disclaimer .doc-rail__label {
  margin: 0 0 12px;
  font-family: var(--font-mono);
  font-size: 0.7rem;
  letter-spacing: 0.16em;
  color: var(--slate);
}

.page-disclaimer .chapter-index {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
}

.page-disclaimer .chapter-index__link {
  display: inline-flex;
  align-items: baseline;
  gap: 8px;
  padding: 8px 12px;
  border: 1px solid var(--doc-line-soft);
  border-radius: var(--pill);
  font-size: 0.86rem;
  line-height: 1.4;
  color: var(--muted);
  text-decoration: none;
  transition: color 0.25s var(--ease), border-color 0.25s var(--ease), background 0.25s var(--ease);
}

.page-disclaimer .chapter-index__link span {
  font-family: var(--font-mono);
  font-size: 0.72rem;
  color: var(--coral);
}

.page-disclaimer .chapter-index__link:hover,
.page-disclaimer .chapter-index__link:focus-visible {
  color: var(--mist);
  border-color: rgba(255, 107, 74, 0.55);
}

.page-disclaimer .chapter-index__link.is-active {
  color: var(--mist);
  border-color: rgba(255, 107, 74, 0.7);
  background: rgba(255, 107, 74, 0.1);
}

.page-disclaimer .doc-rail__note {
  margin: 16px 0 0;
  padding-top: 14px;
  border-top: 1px solid var(--doc-line-soft);
  font-size: 0.82rem;
  line-height: 1.75;
  color: var(--muted);
}

.page-disclaimer .doc-rail__note a {
  color: var(--mint);
  text-decoration: underline;
  text-underline-offset: 3px;
}

/* ---------- 正文条款 ---------- */
.page-disclaimer .doc-body {
  min-width: 0;
}

.page-disclaimer .doc-section {
  padding-block: clamp(24px, 3.6vw, 40px);
  border-top: 1px solid var(--doc-line);
  scroll-margin-top: calc(var(--header-h) + 24px);
}

.page-disclaimer .doc-section:first-child {
  border-top: 0;
  padding-top: 0;
}

.page-disclaimer .doc-section__head {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: clamp(14px, 2.2vw, 20px);
}

.page-disclaimer .doc-section__num {
  font-family: var(--font-mono);
  font-size: 0.78rem;
  letter-spacing: 0.14em;
  color: var(--coral);
  border: 1px solid rgba(255, 107, 74, 0.42);
  border-radius: var(--pill);
  padding: 4px 11px;
}

.page-disclaimer .doc-section__title {
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(1.22rem, 3.2vw, 1.68rem);
  line-height: 1.35;
  letter-spacing: -0.01em;
  color: var(--mist);
}

.page-disclaimer .doc-anchor {
  margin-left: 10px;
  font-family: var(--font-mono);
  font-size: 0.72rem;
  font-weight: 400;
  color: var(--slate);
  text-decoration: none;
  opacity: 0.65;
}

.page-disclaimer .doc-anchor:hover,
.page-disclaimer .doc-anchor:focus-visible {
  opacity: 1;
  color: var(--coral);
}

.page-disclaimer .clause-list {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 14px;
}

.page-disclaimer .clause {
  display: grid;
  grid-template-columns: 2.6em minmax(0, 1fr);
  gap: 10px;
  padding-bottom: 14px;
  border-bottom: 1px dashed var(--doc-line-soft);
}

.page-disclaimer .clause:last-child {
  padding-bottom: 0;
  border-bottom: 0;
}

.page-disclaimer .clause__num {
  font-family: var(--font-mono);
  font-size: 0.76rem;
  letter-spacing: 0.04em;
  color: var(--slate);
  padding-top: 0.42em;
}

.page-disclaimer .clause p {
  margin: 0;
  font-size: clamp(0.94rem, 0.9rem + 0.25vw, 1.02rem);
  line-height: 1.85;
  color: var(--doc-body-text);
}

.page-disclaimer .clause a,
.page-disclaimer .doc-inline-link a {
  color: var(--mint);
  text-decoration: underline;
  text-underline-offset: 3px;
}

/* ---------- 权益 / 额度双色卡 ---------- */
.page-disclaimer .doc-panels {
  display: grid;
  gap: 14px;
  margin-top: clamp(18px, 2.8vw, 26px);
}

.page-disclaimer .doc-panels .panel {
  border-radius: var(--radius-md);
  padding: 18px 20px;
}

.page-disclaimer .doc-panels h3 {
  margin: 0 0 10px;
  font-family: var(--font-display);
  font-size: 0.98rem;
  letter-spacing: 0.01em;
}

.page-disclaimer .mini-list {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 8px;
}

.page-disclaimer .mini-list li {
  position: relative;
  padding-left: 14px;
  font-size: 0.88rem;
  line-height: 1.7;
  color: rgba(244, 241, 234, 0.84);
}

.page-disclaimer .mini-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.72em;
  width: 7px;
  height: 1px;
  background: currentColor;
  opacity: 0.6;
}

.page-disclaimer .doc-inline-link {
  margin: clamp(16px, 2.4vw, 22px) 0 0;
  font-size: 0.9rem;
  line-height: 1.8;
  color: var(--muted);
}

/* ---------- 三条提醒带 ---------- */
.page-disclaimer .doc-strip {
  display: grid;
  gap: 12px;
  margin: clamp(20px, 3vw, 30px) 0;
  padding: clamp(16px, 3vw, 24px);
  border: 1px solid var(--doc-line);
  border-radius: var(--radius-md);
  background: linear-gradient(118deg, rgba(90, 31, 46, 0.55), rgba(42, 30, 74, 0.5) 55%, rgba(14, 47, 58, 0.55));
}

.page-disclaimer .doc-strip__item {
  font-size: 0.88rem;
  line-height: 1.7;
  color: rgba(244, 241, 234, 0.88);
}

.page-disclaimer .doc-strip__k {
  display: block;
  margin-bottom: 5px;
  font-family: var(--font-mono);
  font-size: 0.68rem;
  letter-spacing: 0.16em;
  color: var(--gold);
}

/* ---------- 联系方式 ---------- */
.page-disclaimer .doc-contact {
  display: grid;
  gap: 0;
  margin: 0 0 clamp(16px, 2.4vw, 22px);
  border: 1px solid var(--doc-line-soft);
  border-radius: var(--radius-md);
  padding: 4px 18px;
  background: rgba(14, 47, 58, 0.42);
}

.page-disclaimer .doc-contact__item {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 14px;
  align-items: baseline;
  padding: 12px 0;
  border-bottom: 1px solid var(--doc-line-soft);
}

.page-disclaimer .doc-contact__item:last-child {
  border-bottom: 0;
}

.page-disclaimer .doc-contact__label {
  min-width: 5.5em;
  font-family: var(--font-mono);
  font-size: 0.7rem;
  letter-spacing: 0.1em;
  color: var(--slate);
}

.page-disclaimer .doc-contact__value {
  font-family: var(--font-mono);
  font-size: 0.9rem;
  color: var(--mist);
  word-break: break-word;
}

.page-disclaimer .doc-footnote {
  margin: clamp(22px, 3.4vw, 34px) 0 0;
  padding-top: 18px;
  border-top: 1px solid var(--doc-line);
  font-size: 0.84rem;
  line-height: 1.8;
  color: var(--muted);
}

/* ---------- 响应式 ---------- */
@media (min-width: 640px) {
  .page-disclaimer .doc-panels {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .page-disclaimer .doc-strip {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

@media (min-width: 900px) {
  .page-disclaimer .doc-section__head {
    gap: 16px;
  }

  .page-disclaimer .clause {
    grid-template-columns: 3.2em minmax(0, 1fr);
    gap: 14px;
  }
}

@media (min-width: 1024px) {
  .page-disclaimer .doc-layout {
    grid-template-columns: minmax(200px, 252px) minmax(0, 1fr);
    gap: clamp(30px, 4vw, 60px);
    align-items: start;
  }

  .page-disclaimer .doc-rail {
    position: sticky;
    top: calc(var(--header-h) + 24px);
    background: rgba(11, 27, 43, 0.72);
  }

  .page-disclaimer .chapter-index {
    flex-direction: column;
    flex-wrap: nowrap;
  }

  .page-disclaimer .chapter-index__link {
    border-radius: var(--radius-sm);
    padding: 10px 12px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer .chapter-index__link {
    transition: none;
  }
}

@media print {
  .page-disclaimer .doc-rail,
  .page-disclaimer .to-top,
  .page-disclaimer .progress,
  .page-disclaimer .doc-hero__frame::after {
    display: none !important;
  }

  .page-disclaimer {
    background: none;
    color: #111;
  }

  .page-disclaimer .doc-hero__frame,
  .page-disclaimer .doc-panels .panel,
  .page-disclaimer .doc-contact,
  .page-disclaimer .doc-strip {
    border-color: #bbb;
    background: none;
  }

  .page-disclaimer .display,
  .page-disclaimer .doc-section__title,
  .page-disclaimer .clause p {
    color: #111;
  }
}
<<<PAGE_CSS_END>>>